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California ZIP Codes
Madera County
O Neals, CA
93645
93645 ZIP Code — O Neals, CA
Madera County, California
ZIP code 93645 is located in
O Neals ,
California ,
within Madera County .
It covers approximately 59.70 square miles and serves a population of
897 residents.
This is a standard ZIP code in the Pacific (PT) timezone,
served by area code 559 .
About ZIP code 93645
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $283,600. Owner-occupancy sits near the national average at 58%.
Median household income is $74,538. SNAP benefit usage at 48% of households reflects economic stress in the area. 33% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with construction as the leading industry. The average commute of 33 minutes is near the national average.
Notable community characteristics include disability rates above the national average at 24%.
Overall, ZIP code 93645 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.
93645 ZIP code map
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Cities in ZIP code 93645
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
897
Population density
15 / sq mi
State FIPS
06
County FIPS
039
Geography
Land area
59.70 sq mi
Water area
0.04 sq mi
Latitude
37.1379
Longitude
-119.6720
Timezone
Pacific (PT)
Area code
559
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
0.0%
41.7%
32.6%
$50k – $100k
100.0%
32.2%
27.7%
$100k – $200k
0.0%
22.0%
26.4%
Over $200k
0.0%
4.0%
13.3%
Demographics & statistics
$74,538
Median household income
$283,600
Median home value
Age distribution
Age summary
Group Count % Under 18 203 22.6% 18 and over 694 77.4% 65 and over 103 11.5% Median age 43.7 years
Race & ethnicity
Group Count % White 726 68% Hispanic or Latino 171 16% Two or more races 155 14.5% Other race 16 1.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
0.0%
41.7%
32.6%
$50k – $100k
100.0%
32.2%
27.7%
$100k – $200k
0.0%
22.0%
26.4%
Over $200k
0.0%
4.0%
13.3%
Range % of households $25k–$35k 15.4% $50k–$75k 42.5% $75k–$100k 30.7% $100k–$150k 11.4% Median income $74,538
Housing
Housing overview
Metric Value Median home value $283,600 Median rent / month $0 Owner occupied 57.5% Renter occupied 42.5% Vacant 0.0% Single-family detached 78.9% Large apartment buildings 0.0% Mobile homes 21.1% Median rooms 4.9 Avg household size (owned) 2.88
Year built
Era % 2020 or later 0.0% 2010–2019 2.1% 2000–2009 19.3% 1990–1999 0.0% 1980–1989 57.9% 1970–1979 0.0% 1960–1969 9.3% 1950–1959 11.4% 1940–1949 0.0% 1939 or earlier 0.0%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 11.4% 2 bedrooms 24.6% 3 bedrooms 50.4% 4 bedrooms 13.6% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 0.0% 2 vehicles 13.6% 3 or more 86.4%
Heating fuel
Fuel type % Electricity 42.5% Propane / LP gas 7.9% Wood 49.6%
Households & families
Household type Count % Married-couple family 189 67.5% Cohabiting couple 0 0.0% Male householder, no spouse 91 32.5% Female householder, no spouse 0 0.0% Households with children under 18 173 61.8% Households with seniors (65+) 91 32.5% Average household size 3.20
Marital status
Status Male Female Never married 51.7% 7.3% Married 29.9% 72.8% Separated 0.0% 0.0% Widowed 8.7% 11.5% Divorced 9.7% 8.4%
Education
Some HS, no diploma
18.6%
Some college, no degree
43.8%
Graduate / professional
1.2%
Metric % HS diploma or higher 81.4% Bachelor's or higher 1.2%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 59 19.7% Elementary school 39 13.0% High school 201 67.2% College / grad school 0 0.0%
Employment
Industry of employment
Transportation & utilities
60.6%
Education & healthcare
19.7%
Occupation
Category % Management, business & arts 7.4% Service 0.0% Sales & office 48.9% Natural resources & construction 8.0% Production & transportation 35.7%
Employment type
Type % Private sector 44.3% Government 19.1% Self-employed 36.6% Unpaid family workers 0.0%
Commute
Method % Drive alone 100.0% Carpool 0.0% Public transit 0.0% Walk 0.0% Work from home 0.0% Other means 0.0% Avg commute (minutes) 33.3
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 32.5% Retirement income 75.4% Supplemental Security 42.5% Cash public assistance 5.7% Food stamps / SNAP 48.2%
Health indicators
Condition % Obesity 31.4% High blood pressure 33.6% High cholesterol 36.2% Diabetes 11.2% Heart disease 7.6% Stroke 3.4% Asthma 10.2% Arthritis 28.2% Kidney disease 3.3% Pulmonary disease 8.2% Cancer 8.3%
Behavior / access % Smoking 13.5% Binge drinking 17.2% No physical activity 19.2% Less than 7 hrs sleep 31.4% Depression 19.2% Fair or poor health 15.0% Poor mental health 14.3% Poor physical health 11.6% No health insurance 8.7% Visited doctor (checkup) 69.1% Visited dentist 67.7% Cholesterol screening 92.6% Teeth loss 11.1%
Veterans & disability
Veterans Count % Civilian veterans 65 9.4%
Disability % Any disability 23.6% Under 18 19.2% 18–64 years 20.0% 65 and over 53.4%
Health insurance coverage
Type % Private insurance 35.9% Public insurance 68.9% No insurance 2.9% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 897 100.0% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 897 100.0% Born in same state 897 100.0% Born in different state 775 86.4% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % French 51 5.7%
Ancestry Count % Italian 26 2.9%
Technology access
Metric % of households Computer access 31.2% Internet access 84.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 93645
What city is ZIP code 93645 in?
ZIP code 93645 is primarily assigned to O Neals, California.
What county is ZIP code 93645 in?
ZIP code 93645 falls within Madera County, California.
Does ZIP code 93645 have a large veteran population?
9% of civilians in ZIP code 93645 are veterans, above the national average of ~7%.
What is the population of ZIP code 93645?
ZIP code 93645 has an estimated population of 897 residents, with a density of 15 people per square mile.
What is the typical home value in ZIP code 93645?
The median home value in ZIP code 93645 is $283,600.
What is the median household income in ZIP code 93645?
The median household income in ZIP code 93645 is $74,538, below the national median of ~$75,000.
What timezone is ZIP code 93645 in?
ZIP code 93645 observes the PST timezone.
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